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Articles Tagged "Parade of Homes"

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March
25

For those experiencing financial hardship during this emergency, we've compiled a few resources for you:

Unemployment Insurance:

  • Hourly/Salaried Individuals in Minnesota: The Minnesota Governor issued an executive order that removed the one week waiting period for unemployment claims. Applicants may now also be eligible if they're quarantined and unable to work, unable to go to work due to an outbreak at the workplace, or lost childcare where the employer can't accommodate them with paid time off or leave. More information about Minnesota's response: https://www.uimn.org/applicants/needtoknow/news-updates/covid-19.jsp
  • Hourly/Salaried Individuals in Wisconsin: The Wisconsin Governor has asked the state legislature to waive the one week waiting period for unemployment benefits. An executive order removes the requirement to search for work while laid off or working with reduced hours. More information about Wisconsin's response: https://dwd.wisconsin.gov/covid19/public/ui.htm
  • Self employed / 1099 contractors: Neither Minnesota or Wisconsin currently has a solution for UI benefits for workers in this category. Our trade association is actively lobbying to get benefits for self-employed individuals and 1099 contractors, but nothing has been enacted there yet. There are several loan options available due to the emergency declarations and executive orders
    • Minnesota DEED: On 3/23/2020 the governor directed DEED to create an emergency loan program that is 50% forgivable and has a 0% interest rate. More information: https://mn.gov/deed/newscenter/press-releases/?id=424384
    • SBA Economic Injury Disaster Loan Program: This is available directly through SBA – not local banks. Low interest loans are available up to $2MM with a current interest rate of 3.75%. More information here: https://disasterloan.sba.gov/ela/
Mortgage Payments (Primary Residence, Second Homes, and Investment Properties):
Fannie Mae, Freddie Mac, and FHA have all released new payment deferment options for loans owned by them. They've instructed banks and servicers not to charge penalties or make derogatory credit reports. While you may mail your payment to a bank or mortgage company, it's likely owned by one of these three entities. It's important that individuals seeking this help, contact their bank or servicer to set up the deferral before missing a payment. Here are the sites with details.
Auto Loan Payments:
Many auto lenders are offering to defer payments up to six months without penalties or adverse credit reporting. Call your auto lender or visit their website for more information.

Home/Auto/Renters Insurance:
Almost every large insurance carrier is currently offering payment deferments without penalties right now. Contact your agent or carrier directly if needed.
 
Stay healthy out there!
February
13

Are you wanting to move this year, but are having a hard time finding the right home for you? Inventory is at record lows right so it may make sense to build your next home, especially if you have very specific needs. The Twin Cities is booming real estate market, with a vast number of options to make your dream home a reality.

There are many options in the Twin Cities from custom builds on acerage to large developments with great amenities. Whatever your desires are, our professional REALTORS can assist you in finding the best builder for you. Use this list of top builders in the Twin Cities, according to BATC, to start doing your research and find what suits you best. The Spring Parade of Homes is just a few weeks away, where you can preview many of these builders and perhaps even get some great deals.

1. Lennar

2. CalAtlantic Homes

3. PulteGroup

4. D.R. Horton, Inc

5. Mattamy Homes

6. K. Hovanian Homes of MN, LLC

7. Hanson Builders Inc

8. Robert Thomas Homes, Inc

9. Gonyea Homes, Inc

10. M/I Homes

11. Capstone Homes, Inc.

12. KEY LAND HOMES

13. Country Joe Homes

14. Brandl Anderson Homes, Inc.

15. Charles Cudd Co. LLC

16. Eternity Homes, LLC

17. Sharper Homes, Inc.

18. Creative Homes, Inc.

19. LDK Builders, Inc.

20. Donnay Homes, Inc.

21. Progressive Builders, Inc.

22. Centra Homes, LLC

23. GBI Homes, Inc.

24. McDonald Construction, Inc.

25. Ron Clark Construction

 

When building new, it can be fun to incorporate some of the latest design trends. One trend for 2017 homes is reclaimed wood. Reclaimed wood has become extremely popular over the past few years, in everything from furniture to decor.

Courtesy of HGTV

Another big trend for 2017 is the farmhouse style. Lots of modern homes are being updated to look more like a rustic farmhouse especially in the suburbs. This style tends to focus on lighter or neutral colors mixed with traditionalpatterns and unique decor.

Courtesy of HGTV

 

Acrylic decor is also a trend that has been very popular over the past several years. Larger pieces such as coffee tables or television stands make almost any room come together.

Courtesy of HGTV

In 2017 Navy will be the new black, it works well with grays and bright colors such as red or yellow. It can give any room a nice dark pop when paired with a light color or just white. 2017 is your year to make the most out of your new home with some style trends that are here to stay for a while. 

Courtesy of HGTV